TERMS AND CONDITIONS

Last updated August 26, 2025


AGREEMENT TO OUR LEGAL TERMS

We are Virtuo ("Company," "we," "us," "our"), an online platform providing educational content and services, accessible at https://virtuo.music.

We operate the website https://virtuo.music, as well as any other related products and services that refer or link to these legal terms (the "Legal Terms") (collectively, the "Services").

You can contact us by email at contact@virtuo.music or by mail to [Your Address], [City], [State/Province], [Country].

These Legal Terms constitute a legally binding agreement made between you, whether personally or on behalf of an entity ("you"), and Virtuo, concerning your access to and use of the Services. You agree that by accessing the Services, you have read, understood, and agreed to be bound by all of these Legal Terms. IF YOU DO NOT AGREE WITH ALL OF THESE LEGAL TERMS, THEN YOU ARE EXPRESSLY PROHIBITED FROM USING THE SERVICES AND YOU MUST DISCONTINUE USE IMMEDIATELY.

Supplemental terms and conditions or documents that may be posted on the Services from time to time are hereby expressly incorporated herein by reference. We reserve the right, in our sole discretion, to make changes or modifications to these Legal Terms at any time and for any reason. We will alert you about any changes by updating the "Last updated" date of these Legal Terms, and you waive any right to receive specific notice of each such change. It is your responsibility to periodically review these Legal Terms to stay informed of updates. You will be subject to, and will be deemed to have been made aware of and to have accepted, the changes in any revised Legal Terms by your continued use of the Services after the date such revised Legal Terms are posted.

We recommend that you print a copy of these Legal Terms for your records.

TABLE OF CONTENTS

1. OUR SERVICES

Virtuo provides online educational content and services, including access to tutorials, courses, and other materials, some of which may be linked to Patreon membership tiers. The Services are not intended for distribution to or use by any person or entity in any jurisdiction where such use would be contrary to law or regulation. Users accessing the Services from other locations do so on their own initiative and are solely responsible for compliance with local laws.

2. INTELLECTUAL PROPERTY RIGHTS

Our Intellectual Property

We are the owner or licensee of all intellectual property rights in our Services, including all source code, databases, functionality, website designs, audio, video, text, photographs, and graphics (collectively, the "Content"), as well as the trademarks, service marks, and logos (the "Marks"). Our Content and Marks are protected by copyright, trademark, and other intellectual property laws worldwide.

The Content and Marks are provided "AS IS" for your personal, non-commercial use only, unless otherwise specified in connection with a Patreon membership tier or other agreement.

Your Use of Our Services

Subject to your compliance with these Legal Terms, including the "PROHIBITED ACTIVITIES" section below, we grant you a non-exclusive, non-transferable, revocable license to:
solely for your personal, non-commercial use, unless otherwise permitted under a Patreon membership or other agreement.

Except as set out in this section or elsewhere in our Legal Terms, no part of the Services, Content, or Marks may be copied, reproduced, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose without our express prior written permission.

If you wish to make any use of the Services, Content, or Marks other than as set out in this section, please address your request to: contact@virtuo.music. If we grant permission, you must identify us as the owners or licensors of the Services, Content, or Marks and ensure any copyright or proprietary notice is visible.

Any breach of these Intellectual Property Rights will constitute a material breach of our Legal Terms, and your right to use our Services will terminate immediately.

3. USER REPRESENTATIONS

By using the Services, you represent and warrant that: (1) you have the legal capacity and agree to comply with these Legal Terms; (2) you are not under the age of 13; (3) you will not access the Services through automated or non-human means, such as bots or scripts; (4) you will not use the Services for any illegal or unauthorized purpose; and (5) your use of the Services will not violate any applicable law or regulation.

If you provide any information that is untrue, inaccurate, not current, or incomplete, we have the right to suspend or terminate your account and refuse any current or future use of the Services.

4. PURCHASES AND PAYMENT

We accept payments through Stripe and Patreon for access to certain Services, including premium content or membership tiers. You agree to provide current, complete, and accurate purchase and account information for all payments made via the Services. You further agree to promptly update account and payment information, including email address, payment method, and payment card expiration date, so that we can complete your transactions and contact you as needed. All payments shall be in US dollars.

You agree to pay all charges at the prices then in effect for your purchases, and you authorize us to charge your chosen payment provider for any such amounts upon placing your order. We reserve the right to correct any errors or mistakes in pricing, even if we have already requested or received payment.

We reserve the right to refuse any order placed through the Services. We may, in our sole discretion, limit or cancel quantities purchased per person or per order.

5. PROHIBITED ACTIVITIES

You may not access or use the Services for any purpose other than that for which we make the Services available. The Services may not be used in connection with any commercial endeavors except those specifically endorsed or approved by us.

As a user of the Services, you agree not to:

6. USER GENERATED CONTRIBUTIONS

The Services may allow you to submit or post content, such as comments, feedback, or other materials (collectively, "Contributions"). Contributions may be viewable by other users of the Services or through third-party websites (e.g., Patreon). When you create or make available any Contributions, you represent and warrant that:

7. CONTRIBUTION LICENSE

By posting Contributions, you grant us a non-exclusive, royalty-free, worldwide, perpetual license to use, reproduce, modify, publish, and distribute such Contributions for any purpose, including promotional or commercial use, without compensation to you. We do not assert ownership over your Contributions; you retain full ownership of your Contributions and any associated intellectual property rights. You are solely responsible for your Contributions, and you agree to exonerate us from any responsibility or legal action regarding your Contributions.

8. SERVICES MANAGEMENT

We reserve the right, but not the obligation, to: (1) monitor the Services for violations of these Legal Terms; (2) take appropriate legal action against anyone who, in our sole discretion, violates the law or these Legal Terms; (3) refuse, restrict access to, or disable any Contributions or portions thereof; and (4) manage the Services to protect our rights and property and facilitate proper functioning.

9. TERM AND TERMINATION

These Legal Terms remain in effect while you use the Services. We may, in our sole discretion and without notice or liability, deny access to or terminate use of the Services for any reason, including breach of these Legal Terms or applicable law. If we terminate or suspend your account, you are prohibited from registering or creating a new account under any name or pretense.

10. MODIFICATIONS AND INTERRUPTIONS

We reserve the right to change, modify, or remove the contents of the Services at any time without notice. We are not liable for any modification, suspension, or discontinuance of the Services. We cannot guarantee the Services will be available at all times due to potential hardware, software, or maintenance issues.

11. GOVERNING LAW

These Legal Terms shall be governed by and defined following the laws of [Your Jurisdiction, e.g., Hungary]. Virtuo and you irrevocably consent that the courts of [Your Jurisdiction, e.g., Hungary] shall have exclusive jurisdiction to resolve any dispute arising in connection with these Legal Terms.

12. DISPUTE RESOLUTION

Informal Negotiations

To expedite resolution and control costs, any dispute, controversy, or claim related to these Legal Terms ("Dispute") shall first be negotiated informally for at least thirty (30) days before initiating arbitration. Informal negotiations commence upon written notice from one party to the other.

Binding Arbitration

Any Dispute shall be referred to and resolved by binding arbitration under the rules of the International Commercial Arbitration Court under the European Arbitration Chamber (Belgium, Brussels, Avenue Louise, 146). The number of arbitrators shall be one. The seat of arbitration shall be [Your Jurisdiction, e.g., Budapest, Hungary]. The language of the proceedings shall be English. The governing law shall be the substantive law of [Your Jurisdiction, e.g., Hungary].

Restrictions

Arbitration shall be limited to Disputes between the parties individually. No arbitration shall be joined with any other proceeding, conducted on a class-action basis, or brought in a representative capacity.

Exceptions

Disputes concerning intellectual property rights, theft, piracy, invasion of privacy, unauthorized use, or injunctive relief are not subject to arbitration and shall be decided by a court of competent jurisdiction in [Your Jurisdiction, e.g., Hungary].

13. CORRECTIONS

The Services may contain typographical errors, inaccuracies, or omissions. We reserve the right to correct any errors, inaccuracies, or omissions and to change or update information on the Services at any time without prior notice.

14. DISCLAIMER

THE SERVICES ARE PROVIDED ON AN AS-IS AND AS-AVAILABLE BASIS. YOU AGREE THAT YOUR USE OF THE SERVICES IS AT YOUR SOLE RISK. WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE MAKE NO WARRANTIES ABOUT THE ACCURACY OR COMPLETENESS OF THE SERVICES' CONTENT OR ANY LINKED WEBSITES AND ASSUME NO LIABILITY FOR (1) ERRORS OR INACCURACIES OF CONTENT, (2) PERSONAL INJURY OR PROPERTY DAMAGE RESULTING FROM YOUR USE OF THE SERVICES, (3) UNAUTHORIZED ACCESS TO OUR SERVERS OR DATA, (4) INTERRUPTION OF THE SERVICES, OR (5) ANY LOSS OR DAMAGE FROM USE OF CONTENT MADE AVAILABLE VIA THE SERVICES.

15. LIMITATIONS OF LIABILITY

IN NO EVENT WILL WE OR OUR DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFIT, LOST REVENUE, OR LOSS OF DATA, ARISING FROM YOUR USE OF THE SERVICES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR LIABILITY TO YOU WILL BE LIMITED TO THE AMOUNT PAID BY YOU TO US FOR THE SERVICES. CERTAIN LAWS MAY NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OF CERTAIN DAMAGES, SO SOME OR ALL OF THESE LIMITATIONS MAY NOT APPLY TO YOU.

16. INDEMNIFICATION

You agree to defend, indemnify, and hold us harmless, including our subsidiaries, affiliates, officers, agents, partners, and employees, from any loss, damage, liability, claim, or demand, including reasonable attorneys’ fees, due to or arising out of: (1) your use of the Services; (2) breach of these Legal Terms; (3) breach of your representations and warranties; (4) violation of third-party rights, including intellectual property rights; or (5) any harmful act toward another user of the Services.

17. USER DATA

We will maintain certain data you transmit to the Services for managing their performance. You are solely responsible for all data you transmit or that relates to your use of the Services. We shall have no liability for any loss or corruption of such data, and you waive any right of action against us arising from such loss or corruption.

18. ELECTRONIC COMMUNICATIONS, TRANSACTIONS, AND SIGNATURES

Visiting the Services, sending emails, and completing online forms constitute electronic communications. You consent to receive electronic communications, and you agree that all agreements, notices, and other communications we provide electronically satisfy any legal requirement that such communication be in writing. YOU AGREE TO THE USE OF ELECTRONIC SIGNATURES, CONTRACTS, ORDERS, AND OTHER RECORDS, AND TO ELECTRONIC DELIVERY OF NOTICES AND RECORDS OF TRANSACTIONS INITIATED OR COMPLETED VIA THE SERVICES.

19. CONTACT US

To resolve a complaint or receive further information regarding the Services, please contact us at:
Virtuo
Email: contact@virtuo.music
Address: [Your Address], [City], [State/Province], [Country]